There’s no such thing to be overprotective as it pertains to your house and your finances. There are many of roofing contractors on the market which can be prepared to bend the principles to simplify things for themselves, leading to problems for you and your roof. Even honest contractors make mistakes every once in a while. That’s why it’s important to know these 4 simple ways to safeguard yourself when selecting a roofing contractor.
Problem: You hire a roofing contractor to repair a leak on your own roof. Among their employees decides not to use proper safety procedures and falls, breaking his leg. The employee holds you responsible to cover his medical expenses, because he was hurt on your own property.
Solution: Roofers Compensation is a type of insurance covering roofing injuries. If your roofing contractor has workers compensation Glacier Valley Roofing, any injured employees are entitled to recuperate expenses for hospital bills and being out of work. Make certain that your roofing contractor has workers compensation so you are saved the trouble and expenses of paying those bills yourself.
Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there is an unexpected storm. Water seeps into your home and damages your sheet rock, carpet and some nice furniture. Your roofing contractor has liability insurance, but you will find exclusions preventing coverage of the inside of your building. You get paying to repair the damages yourself.
Solution: If damage occurs to your house or building that’s the fault of a roofing contractor, you intend to be certain they have good liability insurance. This can cover anything from broken windows to damaged interiors as stated in the problem above. Some contractors have liability insurance, but their insurance company offers so many exclusions that it’s almost like there is no coverage at all. Look for coverage that doesn’t exclude water damage caused by leaving a roof open.
Problem: You hire a new roofing company to focus on your roof. A couple of months later you notice a leak. You try to contact the business, but can’t find their information. You try to check them up by their business license and you will find that there clearly was never a business license issued for that company. You are forced to fund the repairs yourself.
Solution: Check beforehand that the roofing contractor has a business license. Should they don’t have a license, it is actually a sign which they don’t know what they are doing. The company could easily disappear or walk out business.
In their state of Utah, your roofing company needs to have a shingle license and a broad roofing license to put in a pitched roof. An appartment roof installation only takes a general roofing license.
A general contractor is legally able to put in a roof with out a roofing license if they have a broad contractor license. However, there have been a lot of cases of general contractors branching out and installing roofs themselves once they lack the appropriate training. This causes problems for building owners as well as home owners. It is ideal for a broad contractor to really have a roofing license in addition to their general contractors license.
In Utah, the number for a broad roofing licence is S280. The general contractors license is B100.
If your roofing contractor is in the center of focusing on your roof and you will find they have given fraudulent business license information, (in Utah) you have the choice to terminate their service right away. You are not required to cover anything to the contractor because they were operating illegally. Then you’re able to locate a qualified contractor to repair your roof and finish the job.
Problem: Your roof has been completed and you spend the contractor. However, 2-3 weeks later, the contractor’s supplier contacts you requesting a payment for the materials installed on your own roof. You discover that the contractor did not pay his supplier and that you’re now accountable for that payment. It’s happened and sometimes happens to you.
Solution: Be sure to request a lien waiver when the task is completed and when you pay. A lien waiver simply states that if the contractor fails to create his payments to a supplier or employees, you’re not responsible to cover them. It’s ultimately in place to safeguard your home or building owner from paying twice. If you obtain the lien waiver before you spend, it is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without any additional paperwork.
Though it might be uncomfortable, it is essential to safeguard yourself from issues like these. Ask to see proof of your roofing contractor’s workers compensation, liability insurance and business license. Also, be certain they are prepared to sign a lien waiver once your roof is completed.
If you select a reliable, experienced contractor, many of these issues won’t be considered a problem in the very first place. Find reviews and testimonials for the contractor to see what some of the other customer’s experiences have been.